ABOUT OSOB

More than financing. A stronger tomorrow for Somalia.

OSOB combines Islamic finance principles, technology and local understanding to make responsible financing more accessible to people and businesses across Somalia.

Illustrative coastal city scene recreated from the supplied OSOB design reference.

OUR PURPOSE

Opportunity, guided by our values.

Our mission

To provide accessible, affordable and tailored Sharia-compliant financial solutions that empower MSMEs, women, youth, students and farmers, using technology to reach them quickly and fairly, while promoting sustainable livelihoods, job creation and socio-economic development.

Our vision

To be Somalia's leading and most trusted Islamic microfinance institution, fostering empowerment, financial inclusion and sustainable economic growth through ethical and innovative financial solutions.

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OUR SHARIA COMMITMENT

Finance aligned with your values.

OSOB is committed to ethical, transparent and Sharia-aligned financing designed to create real economic opportunity and lasting resilience.

No Riba

No conventional interest-based lending.

Transparent Agreements

The financing structure, obligations and agreed terms are disclosed before commitment.

Asset-Backed Structures

Eligible financing is structured around real assets, goods or productive economic activity.

Sharia Governance

Products and contracts operate within OSOB’s Sharia governance framework.

GOVERNANCE & LEADERSHIP

People behind our purpose.

OSOB’s board brings together experience in banking, technology, business and Islamic finance.

Daud Shire Mohamed

Chairman

Garad Farhan Hassan

Deputy Chairman and CEO

Farah Mohamed Abdulle

Board member

Ahmed Ali Ahmed

Board member

Let’s take the next step.

Talk to OSOB about your financing needs and the available application channels.

Start an Enquiry