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SHARIA-COMPLIANT FINANCING

Consumer Financing

Structured financing for eligible personal needs and selected essential purchases.

Enquire About Financing

What this financing can support

  • Eligible personal needs
  • Selected essential purchases

Clear terms before you commit

The financing structure, obligations and agreed terms are disclosed before commitment. The application is assessed for eligibility, affordability and the proposed financing need.

Contact OSOB to discuss the information required for your circumstances and the applicable Sharia-compliant structure.

How to get started

  1. Choose this financing category and describe what you need.
  2. Contact OSOB through the enquiry form, email or phone.
  3. Discuss the required information and next steps with the team.

The path from application to repayment.

  1. 01

    Apply

    Tell OSOB what you need to finance and submit the required information through an available channel.

  2. 02

    Verify

    OSOB verifies identity and relevant financial or business information with appropriate consent.

  3. 03

    Assess

    The application is assessed for eligibility, affordability and the proposed financing need.

  4. 04

    Finance

    Approved customers receive the applicable Sharia-compliant structure, agreed terms and required disclosures.

  5. 05

    Repay

    Repay according to the agreed schedule through supported payment channels.

Explore other financing

Business FinancingStudent FinancingAgriculture & LivestockVehicles & AssetsHome & Essential Goods

Let’s take the next step.

Talk to OSOB about your financing needs and the available application channels.

Start an Enquiry