Business Financing
Working capital, stock, equipment and expansion financing for micro, small and growing businesses.
OUR FINANCING SOLUTIONS
Finance for your next step.
Sharia-compliant financing solutions designed around real needs and productive growth.
Apply for FinancingFIND YOUR FINANCING
Every stage of life and business.
Explore a category, then talk to OSOB about your needs and the applicable terms.
Consumer Financing
Structured financing for eligible personal needs and selected essential purchases.
Student Financing
Support for eligible education-related needs, devices and young professionals.
Agriculture & Livestock
Financing for productive agricultural inputs, livestock activities and value-chain businesses.
Vehicles & Assets
Sharia-compliant financing for eligible vehicles, productive equipment and business assets.
Home & Essential Goods
Financing for eligible household goods, appliances, solar solutions and essential assets.
Eligibility, affordability and the financing structure are assessed for each application. Agreed terms are disclosed before commitment.
HOW OSOB WORKS
A simple, transparent process.
- 01
Apply
Tell OSOB what you need to finance and submit the required information through an available channel.
- 02
Verify
OSOB verifies identity and relevant financial or business information with appropriate consent.
- 03
Assess
The application is assessed for eligibility, affordability and the proposed financing need.
- 04
Finance
Approved customers receive the applicable Sharia-compliant structure, agreed terms and required disclosures.
- 05
Repay
Repay according to the agreed schedule through supported payment channels.
Let’s take the next step.
Talk to OSOB about your financing needs and the available application channels.